Applications / Mortgage Analytics / Lenders / Nebraska / Bank of Dixon County
Ponca, NE · State non-member bank · FDIC · $133 million assets · 31 loans in 2025
Bank of Dixon County's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
31
loans originated, 2025
35
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Dixon County, a $133 million bank in Ponca, Nebraska, has made between 31 and 40 home loans in each year it reported since 2018 across Nebraska, South Dakota and the Sioux City area.
Since 2018 its yearly loans have ranged between 31 and 40, with no reports for 2020 to 2022. The 31 loans of 2025 were 22% fewer than in 2024, while similar lenders (state non-member banks making between half and twice as many loans) made 1% more. On numbers this small, a drop of that size says little about a change of course.
Its largest markets are non-metro South Dakota, where it ranks 73 of 239 lenders, and non-metro Nebraska, where it ranks 116 of 341. It has lent in both since 2003, the year of its first report. In the Sioux Falls and Sioux City metros it is a minor lender.
Refinances were 41.9% of its loans and purchases 38.7%; loans for other purposes made up 16.1%. All were conventional. Its typical loan, $125,000, was smaller than the $175,000 at similar lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Bank of Dixon County took 35 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 41.9% · Purchase 38.7% · Other 16.1% · Home improvement 3.2%
Conventional 100.0% · of 31 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 16 | 51.6% |
| South Dakota | 14 | 45.2% |
| Iowa | 1 | 3.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Sioux City | 2 |
| Sioux Falls | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XZB7LPI2LTGX17 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 920359 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 314912 | 2003–2017 |
Established 1 January 1881. Reported under HMDA 2003-2025.
Mergers, name changes, data editions and corrections: Bank of Dixon County's data.
Bank of Dixon County's data
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Bank of Dixon County and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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