Applications / Mortgage Analytics / Lenders / Illinois / Bank of Calhoun County
Hardin, IL · State non-member bank · FDIC · $96.8 million assets · 26 loans in 2025
Bank of Calhoun County's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
26
loans originated, 2025
27
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Calhoun County, a $96.8 million bank in Hardin, Illinois, has made small home loans in and around the St. Louis market since it first reported in 1997.
Its typical loan in 2025 was $65,000, well under half the $172,500 at similar lenders (state non-member banks making between half and twice as many loans), and smaller than almost all of them. It was $70,000 a year earlier, though both figures rest on few loans. Most were home purchases, and all were conventional.
The bank first reported in 1997. It made 43 loans in 2018 and 44 in 2019, filed no reports for 2020 to 2022, and has made between 25 and 32 a year since. Its 26 loans in 2025 were 19% fewer than in 2024; similar lenders made 5% fewer. Numbers this small move with a few loans either way.
It ranks 261 of 637 lenders in the St. Louis market, where Guild Mortgage Company leads with $901.0M, and its share there is unchanged. In non-metro Illinois it ranks 422 of 572. Its lending covers five counties in two states.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Bank of Calhoun County took 27 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 73.1% · Other 15.4% · Refinance 7.7% · Home improvement 3.8%
Conventional 100.0% · of 26 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 25 | 96.2% |
| Missouri | 1 | 3.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| St. Louis | 22 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493007BMZRJFTKKNV74 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 960047 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 312549 | 1997–2017 |
Established 1 January 1898. Reported under HMDA 1997-2025.
Mergers, name changes, data editions and corrections: Bank of Calhoun County's data.
Bank of Calhoun County's data
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