Applications / Mortgage Analytics / Lenders / Oklahoma / Associated Mortgage
Tulsa, OK · Independent non-bank lender · CFPB · 2,908 loans in 2025
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2,908
loans originated, 2025
3,758
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Associated Mortgage, a non-bank lender, is the largest mortgage lender in Tulsa, and it leans on government-insured purchase loans more than most similar lenders.
It led the Tulsa market in 2025 with 7.9% of lending, ranked 1 of 476, ahead of Arvest Bank and BOKF. Its share barely moved from 8.0% a year earlier. In Oklahoma City it ranked 10 of 534 with 2.1%. Its 2,908 loans were 3% fewer than in 2024, close to the level it has held since 2022 and about half its 2020 peak of 5,592.
Loans insured by the Federal Housing Administration (FHA) made up 33.8% of its lending, more than at three-quarters of similar lenders (independent non-bank lenders making between half and twice as many loans), where the share was 23.0%. Purchases were 92.0% of its loans. Its typical loan, $235,000, was smaller than at about nine in ten similar lenders.
Low- and moderate-income (LMI) borrowers took 32.5% of its loans, up from 27.5% in 2024 and more than at about two-thirds of similar lenders, where the share was 28.4%.
It turned down 0.6% of decided home-purchase applications, among the lowest of similar lenders, whose typical rate was 4.2%. Its refinance denial rate, 2.5%, was also lower than their 5.9%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Associated Mortgage took 3,758 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 92.0% · Refinance 7.6% · Other 0.2% · Home improvement 0.2%
Conventional 56.8% · FHA 33.8% · VA 8.2% · USDA (RHS or FSA) 1.2% · of 2,908 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 2,484 | 85.4% |
| Arkansas | 213 | 7.3% |
| Texas | 211 | 7.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tulsa | 1,528 |
| Oklahoma City | 691 |
| Fayetteville-Springdale-Rogers | 201 |
| Amarillo | 157 |
| Lawton | 10 |
| Dallas-Plano-Irving | 9 |
| Fort Worth-Arlington-Grapevine | 9 |
| Enid | 5 |
| Fort Smith | 5 |
| Little Rock-North Little Rock-Conway | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930067KY3OO1D8HC58 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3850617 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 71006400007 | 2000–2017 |
Established 7 August 1992. Reported under HMDA 2000-2025.
Mergers, name changes, data editions and corrections: Associated Mortgage's data.
Associated Mortgage's data
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