Applications / Mortgage Analytics / Lenders / Louisiana / American Bank
Covington, LA · State non-member bank · FDIC · $338 million assets · 34 loans in 2025
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34
loans originated, 2025
43
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
American Bank, a Covington, Louisiana bank that has reported since 1997, made 34 home loans in 2025, a small rebound from 19 the year before.
Its loans rose 79%, faster than more than nine in ten similar lenders (state non-member banks making between half and twice as many loans), whose typical member grew 1%. The rise starts from a low base: it made 297 loans in 2020 and 105 in 2022.
Purchases made up 79.4% of its loans and refinances most of the rest. Its typical loan was $205,000, against $165,000 at the typical similar lender. With 34 loans, these figures are too thin to read much into.
All its lending is in Louisiana, across seven metros. Its largest share is in Hammond, where it ranked 31 of 197 lenders and its share rose to 0.8% from 0.2%; DSLD Mortgage led that market. In Slidell-Mandeville-Covington, its home market, it ranked 101 of 277. It took its present name in 2022, having been American Bank & Trust Company.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. American Bank took 43 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 79.4% · Refinance 17.6% · Home improvement 2.9%
Conventional 97.1% · USDA (RHS or FSA) 2.9% · of 34 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 34 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Hammond | 16 |
| New Orleans-Metairie | 5 |
| Baton Rouge | 4 |
| Slidell-Mandeville-Covington | 4 |
| Monroe | 2 |
| Houma-Bayou Cane-Thibodaux | 1 |
| Lafayette | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300O0BQZ8YGYRA730 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 597452 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 319234 | 1997–2017 |
Established 14 September 1964. Reported under HMDA 1997-2025.
Mergers, name changes, data editions and corrections: American Bank's data.
American Bank's data
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