Applications / Mortgage Analytics / Lenders / Florida / Amerant Mortgage
Lakeland, FL · Non-bank affiliate of a holding company · CFPB · 319 loans in 2025
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319
loans originated, 2025
502
applications, 2025
20
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Amerant Mortgage, a non-bank affiliate of a holding company, made 319 loans in 2025, less than a third of the 1,147 it made the year before.
Its loans fell 72%, the steepest fall among similar lenders (non-bank affiliates of holding companies making between a quarter and four times as many loans), whose typical member's loans fell 9%. In 2024 it also bought 144 loans; in 2025 it bought none. The figures do not say why. It may have chosen to lend less after two busy years, or to focus on larger loans.
Its typical loan was $425,000, against $305,000 at the typical peer. Jumbo loans (larger than the conforming limit) were 11.0% of its lending, the highest share among its peers, whose typical share was 0.5%.
Loans insured by the Federal Housing Administration (FHA) fell to 6.3% of its lending from 12.5%, against 15.4% at the typical peer. Low- and moderate-income (LMI) borrowers took 22.5% of its loans, against 32.6%. Larger loans and fewer FHA loans may explain much of that gap.
Its share fell to 0.1% from 0.3% in Worcester, Providence-Warwick and St. Louis, and to 0.3% from 0.8% in Burlington-South Burlington. Those falls follow its smaller volume. In Miami-Fort Lauderdale-West Palm Beach, its largest market, it ranked 127 of 937 lenders.
Similar lenders: same lender type, originations between a quarter and four times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Amerant Mortgage took 502 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 77.7% · Refinance 22.3%
Conventional 88.1% · FHA 6.3% · VA 5.3% · USDA (RHS or FSA) 0.3% · of 319 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Massachusetts | 104 | 32.6% |
| Florida | 66 | 20.7% |
| Missouri | 38 | 11.9% |
| New Hampshire | 28 | 8.8% |
| Connecticut | 13 | 4.1% |
| Vermont | 12 | 3.8% |
| Colorado | 11 | 3.4% |
| Pennsylvania | 9 | 2.8% |
| Rhode Island | 8 | 2.5% |
| Arizona | 6 | 1.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cambridge-Newton-Framingham | 39 |
| St. Louis | 37 |
| Worcester | 29 |
| Miami-Miami Beach-Kendall | 25 |
| Providence-Warwick | 19 |
| Boston | 15 |
| Rockingham County-Strafford County | 14 |
| Barnstable Town | 12 |
| Burlington-South Burlington | 11 |
| Fort Lauderdale-Pompano Beach-Sunrise | 11 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493008PQSMR41Y70C36 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3878068 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 77187200007 | 1996–2017 |
Established 25 September 1987. Reported under HMDA 1996-2025.
Mergers, name changes, data editions and corrections: Amerant Mortgage's data.
Amerant Mortgage's data
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