A sudden arrival
The lender first reported in 2013 but made only 5 loans in 2023. In 2024 it made 839. Its record does not say what changed, and a reader comparing years should keep that break in mind.
Applications / Mortgage Analytics / Lenders / Florida / Alkan Mortgage
Alkan Mortgage
Lake Mary, FL · Independent non-bank lender · CFPB · 613 loans in 2025
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613
loans originated, 2025
934
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Alkan Mortgage, a central Florida home-purchase lender, leapt from a handful of loans to hundreds in 2024, then gave back some of that ground in 2025.
A smaller year
Its loans fell 27% to 613, while similar lenders, meaning non-banks making between half and twice as many loans, typically grew 2% and the whole market 10%. That is a steeper fall than about nine in ten of them. Its shares in Orlando and Deltona slipped from 0.8% to 0.5%. One possibility is that 2024 was the unusual year; another is that it spread itself, entering Punta Gorda, Santa Rosa and Santa Cruz in 2025.
Buyers and government-backed loans
Home purchases made up 84.0% of its lending. Loans insured by the Federal Housing Administration were 27.9% and those guaranteed by Veterans Affairs 8.5%, both above peers' 20.2% and 5.7%.
A central Florida base
Its core is the Orlando, Deltona and Palm Bay metros, where it ranked 50 of 854, 46 of 639 and 43 of 573; United Wholesale Mortgage led all three. Its share of loans in low- and moderate-income tracts, 21.6%, was higher than about two-thirds of peers'.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
613 loans in 2025, against a peak of 839 in 2024.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Alkan Mortgage took 934 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
84.0% of its 2025 loans were purchase loans; 63.6% were conventional loans.
Purchase 84.0% · Refinance 16.0%
Conventional 63.6% · FHA 27.9% · VA 8.5% · of 613 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
7 states, 32 metros, 48 counties
| State | Loans | Share |
|---|---|---|
| Florida | 601 | 98.0% |
| California | 4 | 0.7% |
| Indiana | 3 | 0.5% |
| Tennessee | 2 | 0.3% |
| Georgia | 1 | 0.2% |
| North Carolina | 1 | 0.2% |
| Washington | 1 | 0.2% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Orlando-Kissimmee-Sanford | 260 |
| Deltona-Daytona Beach-Ormond Beach | 84 |
| Palm Bay-Melbourne-Titusville | 75 |
| Lakeland-Winter Haven | 66 |
| Sebring | 21 |
| Ocala | 14 |
| Jacksonville | 13 |
| Tampa | 11 |
| St. Petersburg-Clearwater-Largo | 8 |
| Sebastian-Vero Beach-West Vero Corridor | 7 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493005PT09Z02WXW551 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4726894 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 7593591757 |
Established 16 July 1999. Reported under HMDA 2013-2025.
Mergers, name changes, data editions and corrections: Alkan Mortgage's data.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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