Applications / Mortgage Analytics / Lenders / Arkansas / AgHeritage Farm Credit Services
Little Rock, AR · Independent non-bank lender · CFPB · 77 loans in 2025
AgHeritage Farm Credit Services's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
77
loans originated, 2025
97
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
AgHeritage Farm Credit Services, a Little Rock non-bank lender, makes conventional home-purchase loans in rural Arkansas, and grew 15% in 2025 while similar lenders shrank.
Purchases were 80.5% of its loans in 2025 and refinances the rest. Every loan was conventional, while similar lenders, independent non-bank lenders making between half and twice as many loans, typically had 13.0% FHA loans (insured by the Federal Housing Administration). It made no manufactured-home loans. Its typical loan, $295,000, was close to its peers' $285,000.
It made 77 loans, up from 67 in 2024 and 42 in 2023. Similar lenders fell 3% while the whole market grew 10%, so it grew faster than about two-thirds of its peers. None of its loans was higher-priced, meaning a rate well above the average for similar loans, against 3.0% at similar lenders.
Its largest market is non-metro Arkansas, where it ranked 60 of 459 lenders; Rocket Mortgage and Arvest Bank lead there. In Little Rock, where it has lent since 2018, it ranked 73 of 423 lenders. In 2025 it made its first loans in Dallas-Fort Worth.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. AgHeritage Farm Credit Services took 97 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 80.5% · Refinance 19.5%
Conventional 100.0% · of 77 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 76 | 98.7% |
| Texas | 1 | 1.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Little Rock-North Little Rock-Conway | 24 |
| Fayetteville-Springdale-Rogers | 1 |
| Fort Worth-Arlington-Grapevine | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300VRH8KD60XSZK39 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2484556 | 2023–2023 |
Established 31 December 2000. Reported under HMDA 2018-2025.
Mergers, name changes, data editions and corrections: AgHeritage Farm Credit Services's data.
AgHeritage Farm Credit Services's data
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AgHeritage Farm Credit Services and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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