Applications / Mortgage Analytics / Lenders / Indiana / 1st Signature Lending
Indianapolis, IN · Non-bank subsidiary of a bank · CFPB · 986 loans in 2025
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986
loans originated, 2025
1,564
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
1st Signature Lending lends mainly on manufactured homes, which made up 79.5% of its loans in 2025, and almost all its loans are government-backed.
Manufactured homes took 79.5% of its loans, against 0.4% at similar lenders, non-bank subsidiaries of banks making between half and twice as many loans. Home purchases made up 94.4% of its lending. Its typical loan was $245,000, against $345,000 at peers.
Loans insured by the Federal Housing Administration (FHA) made up 72.3% of its lending, and loans guaranteed by the Department of Veterans Affairs (VA) 20.1%. Conventional loans were only 2.8%, against 89.2% at peers. In 2020 conventional loans were 45.2% of its lending, so the turn to government lending has come since then.
Its typical rate was 5.88%, lower than at any of its 13 peers, whose typical rate was 6.50%. A year earlier its own typical rate was 6.50%.
Its loans rose 18% in 2025, to 986, against 2% at similar lenders and 10% for the whole market. That is its highest count since 2021, when it made 1,118. It has reported since 2011. Its filings tie its loans to only five counties, so little can be said about where it lends.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. 1st Signature Lending took 1,564 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 94.4% · Refinance 5.6%
FHA 72.3% · VA 20.1% · USDA (RHS or FSA) 4.8% · Conventional 2.8% · of 986 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 2 | 0.2% |
| North Carolina | 1 | 0.1% |
| South Carolina | 1 | 0.1% |
| Texas | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Jackson | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300TKFZR4QBNE5D40 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 4438487 | 2013–2023 |
| Respondent ID (the HMDA filer code before 2018) | 710737466 |
Established 31 July 2002. Reported under HMDA 2011-2025.
Mergers, name changes, data editions and corrections: 1st Signature Lending's data.
1st Signature Lending's data
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1st Signature Lending and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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