Applications / Mortgage Analytics / Lenders / Kansas / Vintage Bank Kansas
Leon, KS · State non-member bank · FDIC · $271 million assets · 92 loans in 2025
Vintage Bank Kansas's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
92
loans originated, 2025
106
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Vintage Bank Kansas grew its home lending by more than a quarter in 2025 and gained share in Wichita, its main market.
It made 92 loans, up 28% from 72. Similar lenders (state non-member banks making between half and twice as many loans) grew 9%, and the whole market 10%. Its growth was faster than about three in four peers. Purchases made up 56.5% of its loans and refinances 34.8%.
In Wichita it ranked 56 of 367 lenders, with 0.4% of the dollars, up 0.1 points. Peoples Bank and Trust Company led the market. Its market figures include the filings of Peabody State Bank and Bank of Whitewater, which it merged with in 2016 and 2017.
Its typical loan was $105,000, against $175,000 at similar lenders, smaller than nearly nine in ten. Manufactured homes made up 10.9% of its loans, against 3.1% at peers. Such homes cost less, which may explain part of the gap.
Borrowers of low and moderate income took 30.0% of its loans, close to the peer figure of 27.3%. The bank filed no HMDA report for 2020 to 2022, so those years are a gap in the record rather than years without lending.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Vintage Bank Kansas took 106 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 56.5% · Refinance 34.8% · Home improvement 4.3% · Other 4.3%
Conventional 100.0% · of 92 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 89 | 96.7% |
| California | 1 | 1.1% |
| Texas | 1 | 1.1% |
| Virginia | 1 | 1.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wichita | 80 |
| Houston-Pasadena-The Woodlands | 1 |
| Kansas City | 1 |
| Los Angeles-Long Beach-Glendale | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300054IBXNJUH0T10 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 45458 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 317927 | 2014–2017 |
Established 1 May 1902. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: Vintage Bank Kansas's data.
Vintage Bank Kansas's data
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Vintage Bank Kansas and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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