Applications / Mortgage Analytics / Lenders / Ohio / Valley Central Bank / Competition
Valley Central Bank
Liberty Township, OH · Savings institution · FDIC · $187 million assets · 74 loans in 2025
Valley Central Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
74
loans originated, 2025
86
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Valley Central Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CINCINNATI, IN-KY-OH, 2025
Valley Central Bank ranks 143rd of 621 lenders in Cincinnati, IN-KY-OH, with $16.7M lent: 0.1% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Valley Central Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
Valley Central Bank ranks 234th of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $1.1M lent: 0.0% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Valley Central Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — COLUMBUS, OH, 2025
Valley Central Bank ranks 482nd of 596 lenders in Columbus, OH, with $395K lent: 0.0% of a $16.93B market.
Columbus, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Valley Central Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TOLEDO, OH, 2025
Valley Central Bank ranks 243rd of 334 lenders in Toledo, OH, with $350K lent: 0.0% of a $2.36B market.
Toledo, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Valley Central Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MONROE, MI, 2025
Valley Central Bank ranks 155th of 225 lenders in Monroe, MI, with $335K lent: 0.0% of a $775.0M market.
Monroe, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Valley Central Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CLEVELAND, OH, 2025
Valley Central Bank ranks 448th of 577 lenders in Cleveland, OH, with $325K lent: 0.0% of a $11.41B market.
Cleveland, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Valley Central Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Valley Central Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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