Applications / Mortgage Analytics / Lenders / Oklahoma / US Employees O.C. Federal Credit Union / Competition
US Employees O.C. Federal Credit Union
Oklahoma City, OK · Credit union · NCUA · $203 million assets · 53 loans in 2025
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53
loans originated, 2025
175
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who US Employees O.C. Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — OKLAHOMA CITY, OK, 2025
US Employees O.C. Federal Credit Union ranks 209th of 534 lenders in Oklahoma City, OK, with $4.5M lent: 0.1% of a $8.31B market.
Oklahoma City, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and US Employees O.C. Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO OKLAHOMA, 2025
US Employees O.C. Federal Credit Union ranks 537th of 538 lenders in non-metro Oklahoma, with $25K lent: 0.0% of a $3.91B market.
non-metro Oklahoma is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and US Employees O.C. Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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US Employees O.C. Federal Credit Union's data
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US Employees O.C. Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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