Applications / Mortgage Analytics / Lenders / Nebraska / University of Nebraska Federal Credit Union
Lincoln, NE · Credit union · NCUA · $131 million assets · 57 loans in 2025
University of Nebraska Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
57
loans originated, 2025
57
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
University of Nebraska Federal Credit Union is a refinance lender: it financed no home purchases in 2025, and its 57 loans were small refinances and home-improvement loans.
Refinances made up 80.7% of its loans and home improvement the rest. Its typical loan was $45,000, under half the $95,000 at similar lenders (credit unions making between half and twice as many loans), and lower than at almost all of them. Every loan was conventional.
Its loans rose 33%, from 43 to 57, against 6% at similar lenders and 10% for the whole market. The rise reverses a slide: it made 69 loans in 2018 and 49 in 2023. It filed no HMDA reports for 2020 to 2022, so those years are missing from the record.
It has lent in Lincoln since at least 1990 and ranks 80 of 249 lenders there, with 0.1% of the market's lending. Lincoln FSB of Nebraska and Pinnacle Bank lead. It is a smaller presence in Omaha, at 329 of 417.
Its typical rate was 6.00%, below the 6.74% at similar lenders and down from 7.25% a year earlier. Small refinances of existing homes may carry less risk than the larger loans many peers make.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. University of Nebraska Federal Credit Union took 57 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 80.7% · Home improvement 19.3%
Conventional 100.0% · of 57 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 57 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lincoln | 41 |
| Omaha | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900SU3S0JP7BKS840 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 731975 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 52384 | 1990–2017 |
Established 1 January 1937. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: University of Nebraska Federal Credit Union's data.
University of Nebraska Federal Credit Union's data
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University of Nebraska Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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