Applications / Mortgage Analytics / Lenders / Nebraska / Trius Federal Credit Union
Kearney, NE · Credit union · NCUA · 106 loans in 2025
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106
loans originated, 2025
189
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Trius Federal Credit Union, of Kearney, Nebraska, filed its first report in 2025, and its 106 loans were mostly small refinance, repair and other-purpose loans.
Refinances made up 34.0% of its loans, other purposes 30.2% and home improvement 25.5%; purchases were only 10.4%. Its typical loan was $55,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans), among the lowest twentieth of them. Repair and other-purpose loans tend to be small, which may explain much of the gap.
Its biggest market is non-metro Nebraska, where it ranked 58 of 341 lenders; Pinnacle Bank and West Gate Bank lead. In Grand Island it took 0.2% of the market, ranking 52 of 112. It also lends in Lincoln and Omaha, but only a sliver of either. All of its lending was in Nebraska, and with only one year on record there is no history yet to judge growth against.
Homes in majority-minority neighborhoods drew 19.8% of its loans, about double the 9.7% at similar lenders. Its shares to low- and moderate-income borrowers, 27.6%, and neighborhoods, 16.0%, were near the middle of its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Trius Federal Credit Union took 189 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 34.0% · Other 30.2% · Home improvement 25.5% · Purchase 10.4%
Conventional 100.0% · of 106 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 106 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Grand Island | 7 |
| Lincoln | 6 |
| Omaha | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900QLC1XSIUN3OF82 | 2025–2025 |
Established 1 January 1967. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: Trius Federal Credit Union's data.
Trius Federal Credit Union's data
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Trius Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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