Applications / Mortgage Analytics / Lenders / New Hampshire / Triangle Credit Union
Nashua, NH · Credit union · NCUA · $859 million assets · 99 loans in 2025
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99
loans originated, 2025
246
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Triangle Credit Union, of Nashua, makes far bigger loans than most credit unions its size, and in 2025 it won back ground after four years of decline.
Its typical loan was $325,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans), larger than at nearly all of them. Refinances were 55.6% of its loans and purchases 43.4%, with almost nothing for repairs or other purposes. That is how its 99 loans came to $35.9 million, against $13.1 million for the typical peer.
Loans rose 68% in 2025, from 59 to 99, while similar lenders grew 8%. That rebound sits on a long slide: it made 570 loans in 2020, when its typical rate was 2.88%, against 6.50% now. Cheaper money then, and the refinancing it brought, may account for much of the fall since.
In Manchester-Nashua its share rose to 0.6% from 0.4%, ranking it 39 of 344 lenders behind United Wholesale Mortgage, CMG Mortgage and Citizens Bank. It has lent there since 1997. None of its loans in 2025 was higher-priced (a rate well above the average for similar loans), against 3.4% at peers.
Homes in low- and moderate-income (LMI) neighborhoods drew 22.1% of its loans, against 17.2% at similar lenders, more than at about seven in ten of them. Its share to LMI borrowers, 34.1%, was a little above peers' 29.9%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Triangle Credit Union took 246 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 55.6% · Purchase 43.4% · Not applicable 1.0%
Conventional 100.0% · of 99 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New Hampshire | 89 | 89.9% |
| Massachusetts | 6 | 6.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Manchester-Nashua | 63 |
| Rockingham County-Strafford County | 16 |
| Cambridge-Newton-Framingham | 5 |
| Worcester | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300MUCZWG8XJCW607 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 940179 | 2004–2022 |
| Respondent ID (the HMDA filer code before 2018) | 568210 | 1997–2017 |
Established 1 January 1939. Reported under HMDA 1997-2025.
Mergers, name changes, data editions and corrections: Triangle Credit Union's data.
Triangle Credit Union's data
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Triangle Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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