Applications / Mortgage Analytics / Lenders / Maine / Trademark Federal Credit Union
Augusta, ME · Credit union · NCUA · $125 million assets · 43 loans in 2025
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43
loans originated, 2025
68
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Trademark Federal Credit Union is a home-improvement lender: two-thirds of its 43 loans in 2025 paid for work on homes, and it made almost no purchase loans.
Home improvement made up 67.4% of its loans and other purposes 23.3%; purchases were just 2.3%. Its typical loan was $65,000, against $95,000 at similar lenders, credit unions making between half and twice as many loans. That is smaller than at about four in five of them. Its typical rate, 6.50%, was a little below their 6.75%.
It made 43 loans, down 28% from 60, while similar lenders grew 3%. Its volume has swung for years, from 88 in 2021 to 45 in 2023. Its share of the Portland market slipped to 0.0% from 0.1%, ranking it 202 of 364. At its size, a few loans either way move that share.
Only 7.0% of its loans went to low- and moderate-income (LMI) neighborhoods, against 17.4% at similar lenders, and none to majority-minority neighborhoods. That may reflect the places it lends, mostly Maine, where it has worked since 1992. Its share to LMI borrowers, 34.9%, was near the middle of similar lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Trademark Federal Credit Union took 68 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 67.4% · Other 23.3% · Refinance 7.0% · Purchase 2.3%
Conventional 100.0% · of 43 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maine | 34 | 79.1% |
| New Hampshire | 6 | 14.0% |
| Connecticut | 1 | 2.3% |
| Florida | 1 | 2.3% |
| New York | 1 | 2.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-South Portland | 18 |
| Albany-Schenectady-Troy | 1 |
| Bangor | 1 |
| Deltona-Daytona Beach-Ormond Beach | 1 |
| Manchester-Nashua | 1 |
| Rockingham County-Strafford County | 1 |
| Worcester | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300MN2NONI4E6X341 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 715078 | 2012–2023 |
| Respondent ID (the HMDA filer code before 2018) | 51133 | 1992–2017 |
Established 1 January 1936. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Trademark Federal Credit Union's data.
Trademark Federal Credit Union's data
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