Applications / Mortgage Analytics / Lenders / Ohio / TopMark Federal Credit Union
Lima, OH · Credit union · NCUA · $60.5 million assets · 46 loans in 2025
TopMark Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
46
loans originated, 2025
92
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
TopMark Federal Credit Union lends mostly to lower-income borrowers: two in three of its 46 loans in 2025 went to them, about double the share at similar credit unions.
Some 67.4% of its loans went to low- and moderate-income (LMI) borrowers, against 31.2% at similar lenders, credit unions making between half and twice as many loans. That is higher than almost all of them. It also lent more in LMI neighborhoods, 32.6% against 17.4%.
Purchases made up 76.1% of its loans and refinances the rest. Its typical loan, $140,000, was larger than at about three in four similar lenders. Its typical rate, 6.31%, was lower than at about three in four.
Its share of the Lima market fell to 1.3% from 1.6%, ranking it 18 of 154; Superior Credit Union leads. Its own loans fell 8%, to 46 from 50, while similar lenders grew 4%. At this size a few loans either way move both numbers. It first reported in 2022, when it made 84 loans. Its market history counts the filings of Lima Sohio Employees Federal Credit Union, with which it merged in 2018.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2022–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. TopMark Federal Credit Union took 92 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 76.1% · Refinance 23.9%
Conventional 100.0% · of 46 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 46 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lima | 36 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300QKFRNUZ2L5LY47 | 2022–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 278087 | 2022–2023 |
Established 1 January 1963. Reported under HMDA 2022-2025.
Mergers, name changes, data editions and corrections: TopMark Federal Credit Union's data.
TopMark Federal Credit Union's data
$215
TopMark Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy TopMark Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]