A purchase lender
Purchases took 55.8% of its 43 loans in 2025 and refinances 34.9%. Its typical loan was $155,000, near the $165,000 at similar lenders, state non-member banks making between half and twice as many loans.
Applications / Mortgage Analytics / Lenders / Kansas / The Stockgrowers State Bank
The Stockgrowers State Bank
Maple Hill, KS · State non-member bank · FDIC · $128 million assets · 43 loans in 2025
The Stockgrowers State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
43
loans originated, 2025
46
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Stockgrowers State Bank is a small Kansas lender that mostly finances home purchases, with a larger share of manufactured homes than most similar banks.
Manufactured homes
Manufactured homes took 11.6% of its loans, against 2.6% at similar banks, higher than about four in five. Its share of loans in poorer neighborhoods (low- and moderate-income, or LMI, tracts) was 30.2%, against 18.6% at peers, though on 43 loans that figure can swing from year to year; it was 12.5% in 2024.
Small and steady
The bank made 43 loans, up 8% on 2024, against 2% for similar banks. It filed no report for 2020, 2021 or 2022, gaps in the record rather than years without lending.
Close to home in Topeka
In Topeka, its largest market, it ranked 36 of 236 lenders, and its share edged down from 0.7% to 0.6%, a change a loan or two could make. It has lent there since 2004, the year of its first report, and in Kansas City since 2014.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
43 loans in 2025, against a peak of 59 in 2023.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. The Stockgrowers State Bank took 46 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
55.8% of its 2025 loans were purchase loans; all were conventional loans.
Purchase 55.8% · Refinance 34.9% · Other 7.0% · Home improvement 2.3%
Conventional 100.0% · of 43 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 2 metros, 8 counties
| State | Loans | Share |
|---|---|---|
| Kansas | 43 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Topeka | 34 |
| Kansas City | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GE25F2CW7RV063 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 265452 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 318165 | 2004–2017 |
Established 1 January 1906. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: The Stockgrowers State Bank's data.
The data and the software behind these pages
The Stockgrowers State Bank's data
$215
The Stockgrowers State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy The Stockgrowers State Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]