Applications / Mortgage Analytics / Lenders / Oklahoma / The Security National Bank of Enid
Enid, OK · National bank · OCC · $390 million assets · 73 loans in 2025
The Security National Bank of Enid's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
73
loans originated, 2025
79
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Security National Bank of Enid is the fourth-largest mortgage lender in its home market of Enid, though its share there slipped in 2025.
In Enid it ranked 4 of 114 lenders, behind Gateway First Bank, Financial Concepts Mortgage and Great Plains National Bank. Its share fell from 8.1% to 5.5%. The bank has lent there since at least 1990. Its loans fell 5% while the whole market grew 10%, so rivals took more of the town's lending; with only 73 loans, a few deals either way move its share a long way.
The bank made 73 loans in 2025, against 77 in 2024 and 152 in 2020. Among similar lenders, national banks making between half and twice as many loans, it sits in the middle by number of loans. Since 2022 it has made between 50 and 77 loans a year.
Purchases took 56.2% of its lending and refinances 30.1%. Its typical loan was $125,000, lower than at more than four in five similar banks, whose typical loan was $182,500. Manufactured homes, which usually cost less, made up 5.5% of its loans against 1.2% at peers.
In 2025, 27.3% of its borrowers had low or moderate incomes, up from 14.7% a year earlier. That puts it above the middle of similar banks, where the typical share was 23.3%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Security National Bank of Enid took 79 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 56.2% · Refinance 30.1% · Other 8.2% · Home improvement 5.5%
Conventional 100.0% · of 73 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 73 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Enid | 56 |
| Oklahoma City | 6 |
| Tulsa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XTFXREUXEWLW38 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 119153 | 2016–2023 |
| Respondent ID (the HMDA filer code before 2018) | 114315 | 1990–2017 |
Established 1 January 1907. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: The Security National Bank of Enid's data.
The Security National Bank of Enid's data
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The Security National Bank of Enid and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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