Applications / Mortgage Analytics / Lenders / Oklahoma / The Payne County Bank / Competition
The Payne County Bank
Perkins, OK · State member bank · FRS · $295 million assets · 101 loans in 2025
The Payne County Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
101
loans originated, 2025
115
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who The Payne County Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO OKLAHOMA, 2025
The Payne County Bank ranks 70th of 538 lenders in non-metro Oklahoma, with $11.6M lent: 0.3% of a $3.91B market.
non-metro Oklahoma is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Payne County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — OKLAHOMA CITY, OK, 2025
The Payne County Bank ranks 223rd of 534 lenders in Oklahoma City, OK, with $3.7M lent: 0.0% of a $8.31B market.
Oklahoma City, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Payne County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NEW MEXICO, 2025
The Payne County Bank ranks 195th of 353 lenders in non-metro New Mexico, with $875K lent: 0.0% of a $1.95B market.
non-metro New Mexico is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Payne County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TULSA, OK, 2025
The Payne County Bank ranks 299th of 476 lenders in Tulsa, OK, with $645K lent: 0.0% of a $5.53B market.
Tulsa, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Payne County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
The Payne County Bank ranks 858th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $535K lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Payne County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
The Payne County Bank ranks 574th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $195K lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Payne County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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