Applications / Mortgage Analytics / Lenders / Arkansas / The Malvern National Bank
Malvern, AR · National bank · OCC · $713 million assets · 61 loans in 2025
The Malvern National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
61
loans originated, 2025
84
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Malvern National Bank grew its home lending by 30% in 2025, and gained most visibly in Little Rock.
Its loans rose from 47 to 61, faster than about three-quarters of similar lenders (national banks making between half and twice as many loans), which grew 2%. The whole market grew 10%. In Little Rock, where it has lent since 1998, its share rose to 0.3% from 0.1%, and it ranks 59 of 423 lenders. It filed no report for 2020 to 2022, a gap in the record rather than years without lending.
Some 24.6% of its loans went to low- and moderate-income (LMI) tracts, up from 12.8% in 2024 and above the 16.3% of similar lenders, more than about seven in ten of them. With 61 loans, a few loans account for much of that rise.
Besides Arkansas it lent in Tennessee, Colorado and Arizona, which it entered in 2023 and 2024, across four states and 12 counties in all. It has lent in Little Rock and rural Arkansas since the late 1990s, and in Hot Springs since 1999.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. The Malvern National Bank took 84 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 47.5% · Refinance 36.1% · Other 16.4%
Conventional 100.0% · of 61 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 58 | 95.1% |
| Arizona | 1 | 1.6% |
| Colorado | 1 | 1.6% |
| Tennessee | 1 | 1.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Little Rock-North Little Rock-Conway | 33 |
| Hot Springs | 6 |
| Flagstaff | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300W6GQTN13GWDQ17 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 906241 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 123202 | 1998–2017 |
Established 1 January 1934. Reported under HMDA 1998-2025.
Mergers, name changes, data editions and corrections: The Malvern National Bank's data.
The Malvern National Bank's data
$215
The Malvern National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy The Malvern National Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]