Applications / Mortgage Analytics / Lenders / Texas / The First State Bank / Competition
The First State Bank
Louise, TX · State non-member bank · FDIC · $879 million assets · 74 loans in 2025
The First State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
74
loans originated, 2025
90
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who The First State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO TEXAS, 2025
The First State Bank ranks 163rd of 831 lenders in non-metro Texas, with $13.2M lent: 0.1% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
The First State Bank ranks 352nd of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $10.4M lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — VICTORIA, TX, 2025
The First State Bank ranks 15th of 170 lenders in Victoria, TX, with $4.2M lent: 1.5% of a $287.5M market.
Victoria, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
The First State Bank ranks 380th of 669 lenders in San Antonio-New Braunfels, TX, with $1.6M lent: 0.0% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — COLLEGE STATION-BRYAN, TX, 2025
The First State Bank ranks 229th of 377 lenders in College Station-Bryan, TX, with $540K lent: 0.0% of a $1.70B market.
College Station-Bryan, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The First State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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