Applications / Mortgage Analytics / Lenders / Florida / The First National Bank of Mount Dora
Mount Dora, FL · National bank · OCC · $362 million assets · 37 loans in 2025
The First National Bank of Mount Dora's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
37
loans originated, 2025
58
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The First National Bank of Mount Dora is a manufactured-home lender: nearly half its loans in 2025 were on such homes, where the typical similar bank makes none.
Manufactured homes made up 45.9% of its loans, against 0.0% at the typical similar lender, meaning national banks making between half and twice as many loans. No peer had a higher share. Most of its lending, 75.7%, paid for purchases, and every loan was conventional, with no government backing.
Of its borrowers, 37.5% had low or moderate incomes (LMI), against 24.2% for the typical peer and 17.8% a year earlier. Its share in LMI neighborhoods rose too, to 32.4%, higher than about four in five peers. With only 37 loans, a handful of borrowers can move these shares a long way, so one year says little.
It made 37 loans, down 20%, while similar lenders shrank 2% and the whole market grew 10%. In every other year on record since 2018 it made 46 or more. At this size a few lost deals make the difference. It filed no report for 2020 to 2022, which are gaps in the record rather than years without lending.
Its largest market is Orlando-Kissimmee-Sanford, where it ranked 201 of 854 lenders and has reported since 1994. It lends in three counties of one state, and added Wildwood-The Villages in 2023.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. The First National Bank of Mount Dora took 58 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 75.7% · Refinance 13.5% · Other 8.1% · Home improvement 2.7%
Conventional 100.0% · of 37 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 37 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Orlando-Kissimmee-Sanford | 35 |
| Wildwood-The Villages | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549001SGCT0DXW9UA79 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 61832 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 113102 | 1994–2017 |
Established 1 September 1925. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: The First National Bank of Mount Dora's data.
The First National Bank of Mount Dora's data
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The First National Bank of Mount Dora and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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