Applications / Mortgage Analytics / Lenders / Illinois / The Farmers and Merchants National Bank of Nashville
Nashville, IL · National bank · OCC · $278 million assets · 43 loans in 2025
The Farmers and Merchants National Bank of Nashville's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
43
loans originated, 2025
52
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Farmers and Merchants National Bank of Nashville is a small-loan lender whose volume has fallen every year since 2020, to 43 loans in 2025.
Its loans fell 19%, from 53 to 43, while similar lenders, other national banks making between half and twice as many loans, held level. That fall was steeper than at about four in five of them. It made 243 loans in 2020 and 162 in 2021. Those peaks may have come from a wave of refinancing; refinances are now 20.9% of its lending.
Its typical loan was $105,000, against $175,000 at similar lenders, smaller than at all but about an eighth of them. Home improvement made up 18.6% of its loans, and such loans may be smaller than purchases, which were 55.8%.
Only 4.7% of its loans were in low- and moderate-income (LMI) neighborhoods, against 16.8% at similar lenders, and 16.1% went to LMI borrowers, against 24.5%. Its 12 counties may hold few such neighborhoods, and with 43 loans a couple of loans moves these shares.
It lends in 3 states. It ranks 253 of 637 lenders in St. Louis, where it has lent since 2007, and 511 of 811 in North Port-Bradenton-Sarasota. Its share of each metro rounds to 0.0%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. The Farmers and Merchants National Bank of Nashville took 52 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.8% · Refinance 20.9% · Home improvement 18.6% · Other 4.7%
Conventional 100.0% · of 43 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 38 | 88.4% |
| Missouri | 4 | 9.3% |
| Florida | 1 | 2.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| St. Louis | 14 |
| North Port-Bradenton-Sarasota | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300OA8B0OLDA16R42 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 513546 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 18221 | 2007–2017 |
Established 10 May 1906. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: The Farmers and Merchants National Bank of Nashville's data.
The Farmers and Merchants National Bank of Nashville's data
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The Farmers and Merchants National Bank of Nashville and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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