Applications / Mortgage Analytics / Lenders / Alabama / The Exchange Bank of Alabama / Competition
The Exchange Bank of Alabama
Altoona, AL · State non-member bank · FDIC · $392 million assets · 51 loans in 2025
The Exchange Bank of Alabama's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
51
loans originated, 2025
62
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who The Exchange Bank of Alabama competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — GADSDEN, AL, 2025
The Exchange Bank of Alabama ranks 10th of 190 lenders in Gadsden, AL, with $13.5M lent: 3.1% of a $438.6M market.
Gadsden, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Exchange Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BIRMINGHAM, AL, 2025
The Exchange Bank of Alabama ranks 282nd of 523 lenders in Birmingham, AL, with $1.2M lent: 0.0% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Exchange Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
The Exchange Bank of Alabama ranks 235th of 485 lenders in Daphne-Fairhope-Foley, AL, with $1.2M lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Exchange Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TUSCALOOSA, AL, 2025
The Exchange Bank of Alabama ranks 133rd of 306 lenders in Tuscaloosa, AL, with $820K lent: 0.1% of a $1.26B market.
Tuscaloosa, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Exchange Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO ALABAMA, 2025
The Exchange Bank of Alabama ranks 329th of 523 lenders in non-metro Alabama, with $740K lent: 0.0% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Exchange Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO OKLAHOMA, 2025
The Exchange Bank of Alabama ranks 449th of 538 lenders in non-metro Oklahoma, with $225K lent: 0.0% of a $3.91B market.
non-metro Oklahoma is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Exchange Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — AUBURN-OPELIKA, AL, 2025
The Exchange Bank of Alabama ranks 247th of 305 lenders in Auburn-Opelika, AL, with $255K lent: 0.0% of a $1.58B market.
Auburn-Opelika, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Exchange Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PANAMA CITY-PANAMA CITY BEACH, FL, 2025
The Exchange Bank of Alabama ranks 307th of 443 lenders in Panama City-Panama City Beach, FL, with $420K lent: 0.0% of a $1.96B market.
Panama City-Panama City Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Exchange Bank of Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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The Exchange Bank of Alabama's data
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The Exchange Bank of Alabama and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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