Applications / Mortgage Analytics / Lenders / Ohio / The Antwerp Exchange Bank Company
Antwerp, OH · State non-member bank · FDIC · $159 million assets · 55 loans in 2025
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55
loans originated, 2025
64
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
The Antwerp Exchange Bank Company is a small Ohio lender that makes modest loans, and a larger share of them to low- and moderate-income borrowers than most similar banks do.
Its typical loan in 2025 was $115,000, against $165,000 at similar lenders (state non-member banks making between half and twice as many loans). Low- and moderate-income (LMI) borrowers took 42.9% of its loans, against 27.2%, a higher share than at more than four in five of those banks. Every loan was conventional, with no government backing.
Only 1.8% of its loans went to LMI neighborhoods, against 18.5% at similar lenders, a share among the lowest twentieth. Its footprint may explain this. It lends in seven counties in Ohio and Indiana, many of them rural, where such neighborhoods are few. With 55 loans, a single loan makes up that share.
It first reported in 2023. It filed no report for 2018 to 2022; those years are gaps in the record, not years without lending. It made 55 loans in 2025, down 8% from 60, while similar lenders grew 7% and the whole market 10%. In Fort Wayne, its largest metro, its share slipped from 0.2% to 0.1% of a $2.60B market. At this size a few loans either way move both figures.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. The Antwerp Exchange Bank Company took 64 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 54.5% · Refinance 29.1% · Other 10.9% · Home improvement 5.5%
Conventional 100.0% · of 55 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 34 | 61.8% |
| Indiana | 21 | 38.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fort Wayne | 16 |
| Lima | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900Z3O0EHTKIOKZ62 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 91615 | 2023–2023 |
Established 1 January 1893. Reported under HMDA 2023-2025.
Mergers, name changes, data editions and corrections: The Antwerp Exchange Bank Company's data.
The Antwerp Exchange Bank Company's data
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The Antwerp Exchange Bank Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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