Applications / Mortgage Analytics / Lenders / Texas / Texas Security Bank
Dallas, TX · State non-member bank · FDIC · $1.3 billion assets · 57 loans in 2025
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57
loans originated, 2025
70
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Texas Security Bank makes some of the biggest home loans among banks its size, typically $415,000, more than double theirs.
Its typical loan was larger than at more than nine in ten similar lenders, state non-member banks making between half and twice as many loans, whose typical loan was $167,500. Jumbo loans (larger than the conforming limit) were 13.2% of its lending, against 1.7%. Borrowers with low or moderate incomes took only 2.0%, against 27.2%. Loans this large may go mostly to higher-income households, which could explain the gap.
It made 57 loans in 2025, up 42% and faster than more than four in five similar banks. Yet it made 362 loans in 2020 and 251 in 2021. Those two years stand far above the 158 and 150 it made in 2018 and 2019, so they may have been a passing peak rather than its usual level.
Majority-minority neighborhoods took 29.8% of its loans, against 6.5% at similar banks, more than at four in five. Poorer neighborhoods took 21.4%, near the middle and up from 7.7% in 2024.
Its 57 loans reached six states. Dallas-Fort Worth is its largest market, where it ranks 256 of 1,026 lenders and has lent since 2009; United Wholesale Mortgage leads. In 2025 it first lent in Chicago, Columbia and Nashville.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Texas Security Bank took 70 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 61.4% · Refinance 24.6% · Other 8.8% · Home improvement 5.3%
Conventional 100.0% · of 57 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 52 | 91.2% |
| Arkansas | 1 | 1.8% |
| Florida | 1 | 1.8% |
| Illinois | 1 | 1.8% |
| South Carolina | 1 | 1.8% |
| Tennessee | 1 | 1.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 33 |
| Fort Worth-Arlington-Grapevine | 11 |
| Houston-Pasadena-The Woodlands | 3 |
| Austin-Round Rock-San Marcos | 1 |
| Cape Coral-Fort Myers | 1 |
| Columbia | 1 |
| Lake County | 1 |
| Nashville-Davidson--Murfreesboro--Franklin | 1 |
| Tyler | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300JL3TGNE3Y7PE33 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3619216 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 358739 | 2009–2017 |
Established 5 May 2008. Reported under HMDA 2009-2025.
Mergers, name changes, data editions and corrections: Texas Security Bank's data.
Texas Security Bank's data
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Texas Security Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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