Applications / Mortgage Analytics / Lenders / Florida / Terrabank / Competition
Terrabank
Miami, FL · National bank · OCC · $853 million assets · 61 loans in 2025
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61
loans originated, 2025
79
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Terrabank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Terrabank ranks 203rd of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $34.5M lent: 0.1% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Terrabank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
Terrabank ranks 329th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $4.3M lent: 0.0% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Terrabank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GAINESVILLE, FL, 2025
Terrabank ranks 113th of 367 lenders in Gainesville, FL, with $2.1M lent: 0.1% of a $1.76B market.
Gainesville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Terrabank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LAKELAND-WINTER HAVEN, FL, 2025
Terrabank ranks 250th of 560 lenders in Lakeland-Winter Haven, FL, with $1.7M lent: 0.0% of a $5.51B market.
Lakeland-Winter Haven, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Terrabank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
Terrabank ranks 647th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $435K lent: 0.0% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Terrabank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CAPE CORAL-FORT MYERS, FL, 2025
Terrabank ranks 688th of 798 lenders in Cape Coral-Fort Myers, FL, with $275K lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Terrabank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Terrabank ranks 835th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $245K lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Terrabank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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