Applications / Mortgage Analytics / Lenders / Arkansas / Telcoe Federal Credit Union
Little Rock, AR · Credit union · NCUA · $494 million assets · 115 loans in 2025
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115
loans originated, 2025
129
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Telcoe Federal Credit Union, a Little Rock lender since at least 1990, made 44% more loans in 2025, and its loans are almost twice the size of its peers'.
Its loans rose from 80 to 115, faster than about eight in ten similar lenders (credit unions making between half and twice as many loans), which grew 8%. The count is still below the 251 it made in 2020. Purchase loans made up 59.1% of the total and refinances 35.7%.
Its typical loan was $195,000, against $105,000 at similar lenders. Its typical rate was 6.00%, against 6.75%, lower than more than eight in ten peers. Its share of higher-priced loans (a rate well above the average for similar loans) was close to peers'.
Unlike the typical similar lender, which made none, it made some government-backed loans. FHA loans (insured by the Federal Housing Administration) were 7.0% of its lending and RHS loans (guaranteed by the Department of Agriculture's Rural Housing Service) 2.6%. On 115 loans that is a handful, too few to read much into.
In Little Rock-North Little Rock-Conway, AR, where it has lent since at least 1990, it held 0.3%, unchanged, placing it 58 of 423 lenders. Arvest Bank leads. In Hot Springs its share rose 0.1 points to 0.3%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Telcoe Federal Credit Union took 129 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 59.1% · Refinance 35.7% · Home improvement 5.2%
Conventional 90.4% · FHA 7.0% · USDA (RHS or FSA) 2.6% · of 115 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 110 | 95.7% |
| Oklahoma | 2 | 1.7% |
| Kansas | 1 | 0.9% |
| Mississippi | 1 | 0.9% |
| Texas | 1 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Little Rock-North Little Rock-Conway | 66 |
| Fayetteville-Springdale-Rogers | 5 |
| Hot Springs | 5 |
| Jonesboro | 3 |
| Dallas-Plano-Irving | 1 |
| Fort Smith | 1 |
| Jackson | 1 |
| Topeka | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300Y4CEEGC4KCFI45 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 621795 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 524202 | 1990–2017 |
Established 1 January 1950. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Telcoe Federal Credit Union's data.
Telcoe Federal Credit Union's data
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Telcoe Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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