Applications / Mortgage Analytics / Lenders / Arkansas / Success Credit Union
Blytheville, AR · Credit union · NCUA · $211 million assets · 61 loans in 2025
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61
loans originated, 2025
72
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Success Credit Union is a small Arkansas lender that mostly refinances its members' homes, and its lending shrank by about a quarter in 2025 while similar lenders grew.
Refinances made up 59.0% of its loans in 2025. Home purchases were only 18.0%, with home improvement and other purposes at 11.5% each. Every loan was conventional, none insured by the Federal Housing Administration or guaranteed by a veterans' or rural-housing program. Its typical loan, $85,000, is a little smaller than the $95,000 of similar lenders (credit unions making between half and twice as many loans).
It made 61 loans, down 26% from 82. Similar lenders grew by 7% and the whole market by 10%, so it shrank where most rivals expanded. The decline has run for two years, from 105 loans in 2023. The figures do not say whether that reflects fewer applications or a choice to lend less.
Jonesboro, where it has lent since 1998, is its largest metro market. Its share of lending there fell from 0.8% to 0.6%, ranking it 39 of 193 lenders, in line with its smaller volume. Arvest Bank leads that market. Elsewhere, including Little Rock, its share rounds to nothing.
Its typical rate, 6.84%, sat close to the 6.75% of similar lenders, and 3.3% of its loans were higher-priced, a rate well above the average for similar loans, against 3.1% for its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Success Credit Union took 72 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 59.0% · Purchase 18.0% · Home improvement 11.5% · Other 11.5%
Conventional 100.0% · of 61 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 59 | 96.7% |
| Missouri | 2 | 3.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Jonesboro | 35 |
| Little Rock-North Little Rock-Conway | 2 |
| Fayetteville-Springdale-Rogers | 1 |
| Memphis | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GBMYUTNLY00W24 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 578282 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 512808 | 1998–2017 |
Established 1 January 1959. Reported under HMDA 1998-2025.
Mergers, name changes, data editions and corrections: Success Credit Union's data.
Success Credit Union's data
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Success Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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