Applications / Mortgage Analytics / Lenders / Kansas / Stryv Bank
Wichita, KS · State member bank · FRS · $291 million assets · 47 loans in 2025
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47
loans originated, 2025
53
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Stryv Bank, the former Chisholm Trail State Bank, is a small Wichita lender that makes only conventional loans and has added a few loans in each of the past three years.
Stryv Bank made 47 loans in 2025, up from 43 the year before and 40 in 2023. That is a rise of 9%, a little faster than the 6% of similar lenders (state member banks making between half and twice as many loans) and close to the market's 10%. It filed no report from 2018 to 2022, a gap in the record rather than years without lending.
Every loan was conventional, with none insured by the Federal Housing Administration or guaranteed by veterans' or rural-housing programs. Home purchases made up 53.2% of its loans and refinances 40.4%. Its typical loan, $185,000, is the same as that of similar lenders.
In Wichita, where it has lent since at least 1990, its share of lending by value slipped from 0.5% to 0.3%, ranking it 74 of 367 lenders. The fall came with more loans, not fewer: its typical loan shrank from $255,000 to $185,000 and its dollar total fell from $18.0 million to $10.8 million. On so few loans, a handful of large ones in 2024 could account for the difference. Peoples Bank and Trust Company leads the market.
The bank was renamed Stryv Bank in 2021 and became a state member bank, regulated by the Federal Reserve, the same year. Its lending is concentrated in Kansas, across six counties in three states.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Stryv Bank took 53 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 53.2% · Refinance 40.4% · Home improvement 6.4%
Conventional 100.0% · of 47 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 44 | 93.6% |
| Oklahoma | 2 | 4.3% |
| Florida | 1 | 2.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wichita | 43 |
| Crestview-Fort Walton Beach-Destin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GUHDQS0TYXZT21 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 372855 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 321955 | 1990–2016 |
Established 14 March 1975. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Stryv Bank's data.
Stryv Bank's data
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