Applications / Mortgage Analytics / Lenders / Ohio / Stark Federal Credit Union
Canton, OH · Credit union · NCUA · $212 million assets · 112 loans in 2025
Stark Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
112
loans originated, 2025
128
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Stark Federal Credit Union, of Canton, Ohio, is almost purely a refinance lender, making small loans, and it grew faster than most similar credit unions in 2025.
Refinances made up 92.0% of its loans; the rest were home purchases. Its typical loan was $55,000, against $105,000 at similar lenders, credit unions making between half and twice as many loans. Almost none of them made smaller loans.
It made 112 loans, up 22% from 92, while similar lenders grew 8%. That is faster than about two-thirds of them. Its lending peaked at 125 loans in both 2021 and 2022; five years ago it made 84.
It has lent in Canton-Massillon since at least 1990 and ranks 50 of 297 lenders there, with an unchanged 0.3% of the market. The Huntington National Bank leads with $249.1M. In 2025 it made its first loans in Crestview-Fort Walton Beach-Destin, in Florida.
Low- and moderate-income borrowers took 36.9% of its loans, against 29.8% at similar credit unions, more than at about seven in ten of them.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Stark Federal Credit Union took 128 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 92.0% · Purchase 8.0%
Conventional 100.0% · of 112 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 111 | 99.1% |
| Florida | 1 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Canton-Massillon | 99 |
| Akron | 5 |
| Youngstown-Warren | 3 |
| Crestview-Fort Walton Beach-Destin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300U1BTGE4PJ8EK24 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 201384 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 514120 | 1990–2017 |
Established 1 January 1961. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Stark Federal Credit Union's data.
Stark Federal Credit Union's data
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Stark Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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