Applications / Mortgage Analytics / Lenders / Texas / Spring Hill State Bank
Longview, TX · State non-member bank · FDIC · $250 million assets · 79 loans in 2025
Spring Hill State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
79
loans originated, 2025
118
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Spring Hill State Bank is a home-purchase lender rooted in Longview, Texas, where it holds a larger share of lending than most of its rivals.
It has lent in Longview since at least 1990. Its share of that market edged up from 1.3% to 1.4%, ranking it 18 of 306 lenders. United Wholesale Mortgage led the market. Elsewhere, in Dallas-Fort Worth or Corpus Christi, its lending barely registers.
Home purchases made up 64.6% of its loans and refinances 24.1%. All were conventional. Its typical loan was $155,000, a little below the $175,000 typical of similar lenders, state non-member banks making between half and twice as many loans.
Of its borrowers, 34.1% had low or moderate incomes, against 27.3% at the typical peer, higher than about seven in ten of them. In majority-minority neighborhoods its share of loans was 20.2%, against 6.5%. Both shares were higher in 2024.
It made 79 loans, two fewer than in 2024, while its peers grew by a typical 9% and the whole market by 10%. Its lending has drifted down from 150 loans in 2022.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Spring Hill State Bank took 118 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 64.6% · Refinance 24.1% · Other 6.3% · Home improvement 5.1%
Conventional 100.0% · of 79 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 78 | 98.7% |
| Arkansas | 1 | 1.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Longview | 72 |
| Corpus Christi | 1 |
| Dallas-Plano-Irving | 1 |
| Tyler | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300K31SPZG5JQ7275 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 457060 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 322526 | 1990–2017 |
Established 19 September 1977. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Spring Hill State Bank's data.
Spring Hill State Bank's data
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Spring Hill State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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