Applications / Mortgage Analytics / Lenders / Louisiana / South Louisiana Bank
Houma, LA · State non-member bank · FDIC · $657 million assets · 63 loans in 2025
South Louisiana Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
63
loans originated, 2025
70
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
South Louisiana Bank doubled its share of lending in its home market of Houma in 2025, as its loans rose 29%.
Its share of Houma-Bayou Cane-Thibodaux rose to 2.1% from 1.0%, lifting it to 12 of 170 lenders. United Wholesale Mortgage and DSLD Mortgage lead the market. The gain rests on more loans, not just bigger ones: its count rose to 63 from 49 and its lending total to $16.9 million from $12.2 million. It has lent there since at least 1990.
Its 29% growth was faster than about three-quarters of similar lenders, state non-member banks making between half and twice as many loans, whose typical growth was 9%. The whole market grew 10%. It filed no report for 2021 or 2022, but its 63 loans are close to its 64 in 2020.
It makes 34.4% of its loans in low- and moderate-income (LMI) neighborhoods, against 18.8% at similar lenders, and 19.1% in majority-minority neighborhoods, against 6.6%. But only 14.3% of its borrowers had LMI incomes, against 26.9%. One possibility is that many of its borrowers in those neighborhoods earn more than the local average. With 63 loans, a few borrowers can move these shares.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. South Louisiana Bank took 70 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 52.4% · Refinance 38.1% · Home improvement 7.9% · Other 1.6%
Conventional 100.0% · of 63 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 62 | 98.4% |
| Mississippi | 1 | 1.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Houma-Bayou Cane-Thibodaux | 46 |
| Baton Rouge | 5 |
| Slidell-Mandeville-Covington | 4 |
| Lafayette | 3 |
| Gulfport-Biloxi | 1 |
| Hammond | 1 |
| New Orleans-Metairie | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493001P1J1K386Q4G58 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 616036 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 323144 | 1990–2017 |
Established 30 June 1980. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: South Louisiana Bank's data.
South Louisiana Bank's data
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