Applications / Mortgage Analytics / Lenders / Ohio / Somerville Bank / Competition
Somerville Bank
Eaton, OH · State non-member bank · FDIC · $287 million assets · 85 loans in 2025
Somerville Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
85
loans originated, 2025
112
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Somerville Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CINCINNATI, IN-KY-OH, 2025
Somerville Bank ranks 185th of 621 lenders in Cincinnati, IN-KY-OH, with $9.6M lent: 0.1% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Somerville Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO OHIO, 2025
Somerville Bank ranks 208th of 592 lenders in non-metro Ohio, with $4.0M lent: 0.1% of a $6.94B market.
non-metro Ohio is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Somerville Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO INDIANA, 2025
Somerville Bank ranks 261st of 555 lenders in non-metro Indiana, with $1.7M lent: 0.0% of a $5.84B market.
non-metro Indiana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Somerville Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
Somerville Bank ranks 264th of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $835K lent: 0.0% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Somerville Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — COLUMBUS, OH, 2025
Somerville Bank ranks 441st of 596 lenders in Columbus, OH, with $520K lent: 0.0% of a $16.93B market.
Columbus, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Somerville Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DETROIT-WARREN-DEARBORN, MI, 2025
Somerville Bank ranks 575th of 599 lenders in Detroit-Warren-Dearborn, MI, with $85K lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Somerville Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO KENTUCKY, 2025
Somerville Bank ranks 385th of 537 lenders in non-metro Kentucky, with $385K lent: 0.0% of a $5.26B market.
non-metro Kentucky is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Somerville Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Somerville Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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