Applications / Mortgage Analytics / Lenders / Kansas / Security Bank of Kansas City
Kansas City, KS · State non-member bank · FDIC · $3.8 billion assets · 61 loans in 2025
Security Bank of Kansas City's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
61
loans originated, 2025
101
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Security Bank of Kansas City is a $3.8 billion bank that makes few home loans, but more of them go to borrowers of modest income than at most similar banks.
It made 61 loans in 2025, near the middle of similar lenders, state non-member banks making between half and twice as many loans. Its count rose 13%, against 8% for similar lenders and 10% for the whole market. The longer trend runs the other way: 155 loans in 2021, 116 in 2020. The figures do not say why.
Of its borrowers, 40.0% had low or moderate incomes (LMI), higher than at about four in five similar lenders, whose typical figure is 26.9%. Its share in poorer (LMI) neighborhoods, 19.7%, is near the middle. Purchases make up 45.9% of its loans and refinancing 41.0%.
In Kansas City, where it has lent since at least 1990, its share fell to 0.1% from 0.3%, and it ranks 125 of 659. CommunityAmerica Federal Credit Union leads. Its lending in dollars fell to $24.5 million from $35.3 million even as its loan count rose, as its typical loan shrank to $205,000 from $245,000; smaller loans, rather than fewer, may explain the lower share.
It absorbed several banks in 2017 alone, including Bank of Lee's Summit and Valley View State Bank. Their past filings count as its own in the market figures, not in its loan counts.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Security Bank of Kansas City took 101 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 45.9% · Refinance 41.0% · Other 11.5% · Home improvement 1.6%
Conventional 100.0% · of 61 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 33 | 54.1% |
| Missouri | 28 | 45.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kansas City | 56 |
| Columbia | 1 |
| St. Louis | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930058NMHTLEZ3C025 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1009354 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 34705 | 1990–2017 |
Established 13 October 1933. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Security Bank of Kansas City's data.
Security Bank of Kansas City's data
$215
Security Bank of Kansas City and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Security Bank of Kansas City's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]