Applications / Mortgage Analytics / Lenders / Texas / Sabine Federal Credit Union
Orange, TX · Credit union · NCUA · $232 million assets · 70 loans in 2025
Sabine Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
70
loans originated, 2025
120
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Sabine Federal Credit Union, of Orange, Texas, has made fewer loans every year since 2021 and is losing share in Beaumont-Port Arthur, its home market.
It made 70 loans in 2025, 18% fewer than in 2024, while similar lenders, credit unions making between half and twice as many loans, grew 7%. Its fall was steeper than at about four in five of them. Its loans have dropped every year since 2021, when it made 201.
Beaumont-Port Arthur, where it has lent since at least 1990, is its largest market. Its share there fell from 1.0% to 0.6% as its own lending shrank, and it ranks 39 of 289. United Wholesale Mortgage and Neches Federal Credit Union lead.
Its loans spread across purposes: refinancing 37.1%, purchases 25.7%, home improvement 21.4% and other purposes 15.7%. Every loan is conventional, and its typical loan, $95,000, matches its peers'. Manufactured homes are a small part of its book, at 2.9%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Sabine Federal Credit Union took 120 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 37.1% · Purchase 25.7% · Home improvement 21.4% · Other 15.7%
Conventional 100.0% · of 70 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 70 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Beaumont-Port Arthur | 58 |
| Austin-Round Rock-San Marcos | 1 |
| Fort Worth-Arlington-Grapevine | 1 |
| Houston-Pasadena-The Woodlands | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300TMS3AOKJGVNU61 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 580276 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 55866 | 1990–2017 |
Established 1 January 1948. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Sabine Federal Credit Union's data.
Sabine Federal Credit Union's data
$215
Sabine Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Sabine Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]