Applications / Mortgage Analytics / Lenders / Alabama / Robertson Banking Company
Demopolis, AL · State non-member bank · FDIC · $468 million assets · 43 loans in 2025
Robertson Banking Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
43
loans originated, 2025
52
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Robertson Banking Company, of Demopolis, Alabama, makes 44.2% of its home loans in majority-minority neighborhoods, against 5.4% at similar banks.
That share is higher than at more than nine in ten similar banks (banks of the same type making between half and twice as many loans). Low- and moderate-income neighborhoods took 23.8% of its 43 loans, against 18.6% at its peers, and borrowers with low or moderate incomes 35.3%, against 28.2%.
Its typical loan was $105,000, against $165,000 at similar banks, smaller than at about seven in eight. Manufactured homes made up 7.0% of its lending, against 2.6%, which may help explain the small loans. Refinancings were 55.8% of its loans and purchases 41.9%. It made no jumbo loans.
It made 138 loans in 2018 and 66 in 2020, and 43 in 2025, up 2%, in line with its peers. It filed no HMDA report for 2021 or 2022, so those years are gaps in the record. In Tuscaloosa, its largest market, its share rose from 0.3% to 0.4%, ranking it 41 of 306 lenders; First Federal Bank led there.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Robertson Banking Company took 52 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 55.8% · Purchase 41.9% · Other 2.3%
Conventional 100.0% · of 43 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Alabama | 43 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tuscaloosa | 24 |
| Birmingham | 7 |
| Daphne-Fairhope-Foley | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300QUWFE9UINQOY10 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 430036 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 339 | 2009–2017 |
Established 1 January 1870. Reported under HMDA 2009-2025.
Mergers, name changes, data editions and corrections: Robertson Banking Company's data.
Robertson Banking Company's data
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Robertson Banking Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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