Applications / Mortgage Analytics / Lenders / Texas / Rio Bank / Competition
Rio Bank
McAllen, TX · State non-member bank · FDIC · $1.4 billion assets · 56 loans in 2025
Rio Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
56
loans originated, 2025
76
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Rio Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MCALLEN-EDINBURG-MISSION, TX, 2025
Rio Bank ranks 57th of 295 lenders in McAllen-Edinburg-Mission, TX, with $6.4M lent: 0.3% of a $2.05B market.
McAllen-Edinburg-Mission, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rio Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
Rio Bank ranks 332nd of 753 lenders in Austin-Round Rock-San Marcos, TX, with $5.0M lent: 0.0% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rio Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO TEXAS, 2025
Rio Bank ranks 396th of 831 lenders in non-metro Texas, with $3.0M lent: 0.0% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rio Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
Rio Bank ranks 344th of 669 lenders in San Antonio-New Braunfels, TX, with $2.4M lent: 0.0% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rio Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BROWNSVILLE-HARLINGEN, TX, 2025
Rio Bank ranks 85th of 286 lenders in Brownsville-Harlingen, TX, with $1.8M lent: 0.2% of a $1.07B market.
Brownsville-Harlingen, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Rio Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LAREDO, TX, 2025
Rio Bank ranks 82nd of 168 lenders in Laredo, TX, with $830K lent: 0.1% of a $689.9M market.
Laredo, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Rio Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Rio Bank ranks 843rd of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $595K lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Rio Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CORPUS CHRISTI, TX, 2025
Rio Bank ranks 258th of 389 lenders in Corpus Christi, TX, with $495K lent: 0.0% of a $2.10B market.
Corpus Christi, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Rio Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Rio Bank's data
$215
Rio Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Rio Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]