Applications / Mortgage Analytics / Lenders / Illinois / Prospect Bank / Competition
Prospect Bank
Paris, IL · State non-member bank · FDIC · $676 million assets · 58 loans in 2025
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58
loans originated, 2025
73
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Prospect Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHAMPAIGN-URBANA, IL, 2025
Prospect Bank ranks 45th of 255 lenders in Champaign-Urbana, IL, with $4.8M lent: 0.5% of a $1.06B market.
Champaign-Urbana, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prospect Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — TERRE HAUTE, IN, 2025
Prospect Bank ranks 30th of 220 lenders in Terre Haute, IN, with $2.9M lent: 0.5% of a $576.4M market.
Terre Haute, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prospect Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ILLINOIS, 2025
Prospect Bank ranks 194th of 572 lenders in non-metro Illinois, with $2.6M lent: 0.1% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prospect Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BRUNSWICK-ST. SIMONS, GA, 2025
Prospect Bank ranks 102nd of 271 lenders in Brunswick-St. Simons, GA, with $1.2M lent: 0.1% of a $958.2M market.
Brunswick-St. Simons, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prospect Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — COLUMBUS, IN, 2025
Prospect Bank ranks 72nd of 174 lenders in Columbus, IN, with $645K lent: 0.1% of a $567.4M market.
Columbus, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prospect Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DECATUR, IL, 2025
Prospect Bank ranks 136th of 156 lenders in Decatur, IL, with $105K lent: 0.0% of a $272.9M market.
Decatur, IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Prospect Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Prospect Bank ranks 822nd of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $275K lent: 0.0% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Prospect Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — INDIANAPOLIS-CARMEL-GREENWOOD, IN, 2025
Prospect Bank ranks 556th of 634 lenders in Indianapolis-Carmel-Greenwood, IN, with $295K lent: 0.0% of a $16.69B market.
Indianapolis-Carmel-Greenwood, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Prospect Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Prospect Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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