One county
All its lending is in 1 county. In Dubuque it ranks 6 of 114 lenders, with 2.1% of lending, unchanged from 2024; Dupaco Community Credit Union leads. It has lent there since 2000.
Applications / Mortgage Analytics / Lenders / Iowa / Premier Bank
Premier Bank
Dubuque, IA · State member bank · FRS · $365 million assets · 49 loans in 2025
Premier Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
49
loans originated, 2025
54
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Premier Bank lends in a single county, Dubuque, where it ranks sixth, and sends more of its loans to low- and moderate-income (LMI) borrowers than almost any bank its size.
Poorer borrowers and places
LMI borrowers took 45.0% of its loans, against 24.3% at similar lenders (state member banks making between half and twice as many loans), higher than more than nine in ten. LMI neighborhoods took 41.7%, against 17.6%. Both shares are up from 28.3% and 14.8% in 2020. It made no loans in majority-minority neighborhoods, against 7.3% at peers; its one county may have few.
Far below 2020
It made 49 loans, against 51 in 2024 and 224 in 2020. That year was a peak: it made 112 in 2019. A lender in one county rises and falls with one local market, which may account for much of the swing. Similar lenders grew 7% and the whole market 10%. Its typical loan, $185,000, sits near the middle of its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
49 loans in 2025, against a peak of 224 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Premier Bank took 54 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
69.4% of its 2025 loans were purchase loans; all were conventional loans.
Purchase 69.4% · Refinance 20.4% · Other 6.1% · Home improvement 4.1%
Conventional 100.0% · of 49 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 1 metro, 1 county
| State | Loans | Share |
|---|---|---|
| Iowa | 36 | 73.5% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Dubuque | 36 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900RZHOIGZ93T3S32 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2687133 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 22687133 | 2000–2017 |
Established 13 October 1998. Reported under HMDA 2000-2025.
Mergers, name changes, data editions and corrections: Premier Bank's data.
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