Applications / Mortgage Analytics / Lenders / Texas / Pointbank / Competition
Pointbank
Pilot Point, TX · State member bank · FRS · $1.1 billion assets · 46 loans in 2025
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46
loans originated, 2025
82
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Pointbank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Pointbank ranks 270th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $28.6M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pointbank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TEXAS, 2025
Pointbank ranks 311th of 831 lenders in non-metro Texas, with $4.9M lent: 0.0% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pointbank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — TYLER, TX, 2025
Pointbank ranks 163rd of 345 lenders in Tyler, TX, with $715K lent: 0.1% of a $1.30B market.
Tyler, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pointbank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO COLORADO, 2025
Pointbank ranks 466th of 626 lenders in non-metro Colorado, with $655K lent: 0.0% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pointbank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SHERMAN-DENISON, TX, 2025
Pointbank ranks 215th of 343 lenders in Sherman-Denison, TX, with $540K lent: 0.0% of a $1.28B market.
Sherman-Denison, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pointbank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — COLLEGE STATION-BRYAN, TX, 2025
Pointbank ranks 361st of 377 lenders in College Station-Bryan, TX, with $135K lent: 0.0% of a $1.70B market.
College Station-Bryan, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Pointbank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Pointbank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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