Applications / Mortgage Analytics / Lenders / Texas / PlainsCapital Bank / Competition
PlainsCapital Bank
University Park, TX · State member bank · FRS · $12.7 billion assets · 101 loans in 2025
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101
loans originated, 2025
130
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who PlainsCapital Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LUBBOCK, TX, 2025
PlainsCapital Bank ranks 6th of 341 lenders in Lubbock, TX, with $69.2M lent: 3.9% of a $1.78B market.
Lubbock, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PlainsCapital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
PlainsCapital Bank ranks 146th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $60.8M lent: 0.1% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PlainsCapital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
PlainsCapital Bank ranks 130th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $33.6M lent: 0.1% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PlainsCapital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — KILLEEN-TEMPLE, TX, 2025
PlainsCapital Bank ranks 21st of 394 lenders in Killeen-Temple, TX, with $32.8M lent: 1.0% of a $3.21B market.
Killeen-Temple, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PlainsCapital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
PlainsCapital Bank ranks 367th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $15.0M lent: 0.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PlainsCapital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — TEXARKANA, AR-TX, 2025
PlainsCapital Bank ranks 24th of 198 lenders in Texarkana, AR-TX, with $5.5M lent: 1.2% of a $445.6M market.
Texarkana, AR-TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and PlainsCapital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PORT ST. LUCIE, FL, 2025
PlainsCapital Bank ranks 164th of 559 lenders in Port St. Lucie, FL, with $3.3M lent: 0.1% of a $4.88B market.
Port St. Lucie, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and PlainsCapital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO ARKANSAS, 2025
PlainsCapital Bank ranks 145th of 459 lenders in non-metro Arkansas, with $3.3M lent: 0.1% of a $3.36B market.
non-metro Arkansas is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and PlainsCapital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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