Applications / Mortgage Analytics / Lenders / Wisconsin / Peshtigo National Bank
Peshtigo, WI · National bank · OCC · $303 million assets · 65 loans in 2025
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65
loans originated, 2025
80
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Peshtigo National Bank is a small Wisconsin bank that lends more to low- and moderate-income borrowers than most similar banks, on small loans and a steady volume.
Some 31.0% of its loans went to low- and moderate-income (LMI) borrowers, against 23.2% at similar lenders, national banks making between half and twice as many loans. That is higher than about seven in ten of them. Its share of loans in LMI neighborhoods, 23.1% against 16.1%, is higher than more than two-thirds.
Its typical loan was $125,000, the same as in 2024, against $180,000 at similar lenders. It made no jumbo loans (larger than the conforming limit), and all its loans were conventional. Refinances were 41.5% of its lending and purchases 40.0%, with the rest for home improvement and other purposes.
It made 65 loans, against 66 in 2024, while the whole market grew 10%. In Green Bay, where it first reported in 2006, its share slipped to 0.2% from 0.3%, ranking it 76 of 293 lenders behind Community First Credit Union and Associated Bank. At this volume a change of a few loans moves the share. It filed no report for 2020 or 2021, when a bank making fewer than 100 loans need not report.
None of its loans were in majority-minority neighborhoods, against 7.8% at similar lenders. It lends in 9 counties across Wisconsin and Michigan, and the makeup of those places may explain the gap.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Peshtigo National Bank took 80 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 41.5% · Purchase 40.0% · Home improvement 9.2% · Other 9.2%
Conventional 100.0% · of 65 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Wisconsin | 64 | 98.5% |
| Michigan | 1 | 1.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Green Bay | 22 |
| Appleton | 2 |
| Eau Claire | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LXCDKIWPEE4R73 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 257345 | 2006–2023 |
| Respondent ID (the HMDA filer code before 2018) | 15658 | 2006–2017 |
Established 4 February 1901. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: Peshtigo National Bank's data.
Peshtigo National Bank's data
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Peshtigo National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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