Applications / Mortgage Analytics / Lenders / Iowa / Peoples Savings Bank
Indianola, IA · State non-member bank · FDIC · $576 million assets · 87 loans in 2025
Peoples Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
87
loans originated, 2025
103
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Peoples Savings Bank, of Indianola, Iowa, grew faster than nine in ten similar lenders in 2025, and its loans got bigger.
Its loans rose 55% to 87, against 9% at similar lenders (state non-member banks making between half and twice as many loans) and 10% for the whole market. That is the most it has made in any year since 2018, ahead of the 81 of 2019.
Its typical loan rose to $205,000 from $155,000, above the $175,000 at peers. With more loans and bigger ones, its dollar lending roughly doubled, to $21.0 million from $10.2 million. Purchases made up 52.9% of its loans and refinances 33.3%.
Around Des Moines, its largest market, it ranked 74 of 396 lenders, and its share rose to 0.2% from 0.1%. GreenState Credit Union led the market with $652.8M. In non-metro Iowa it ranked 88 of 465.
Some 32.3% of its borrowers had low or moderate incomes, against 27.3% at peers, higher than about two-thirds of similar lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Peoples Savings Bank took 103 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 52.9% · Refinance 33.3% · Home improvement 8.0% · Other 5.7%
Conventional 100.0% · of 87 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 87 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Des Moines-West Des Moines | 50 |
| Ames | 1 |
| Waterloo-Cedar Falls | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300RWHDQQ6O8UNG56 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2732565 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 334973 | 2001–2017 |
Established 20 November 1998. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: Peoples Savings Bank's data.
Peoples Savings Bank's data
$215
Peoples Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Peoples Savings Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]