Applications / Mortgage Analytics / Lenders / Illinois / Peoples National Bank of Kewanee
Kewanee, IL · National bank · OCC · $587 million assets · 58 loans in 2025
Peoples National Bank of Kewanee's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
58
loans originated, 2025
88
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Peoples National Bank of Kewanee makes unusually small loans, and lends far more to borrowers of modest means than most similar banks.
Its typical loan was $75,000 in 2025, against $175,000 at similar lenders (national banks making between half and twice as many loans), lower than almost all of them. Home-improvement loans, usually small, made up 15.5% of its lending. Its 58 loans came to $6.1 million.
Some 44.7% of its borrowers had low or moderate incomes (LMI), against 23.0% at peers, a higher share than about nine in ten similar lenders. Some 31.0% of its loans went to LMI neighborhoods, against 16.3%. Small loans suit borrowers with smaller incomes.
Its typical rate was 5.56%, against 6.88% at peers, lower than about nine in ten similar lenders, and none of its loans was higher-priced (a rate well above the average for similar loans). Small home-improvement and refinance loans may account for some of that.
Around Davenport, Moline and Rock Island, where it has lent since at least 1990, it ranked 74 of 288 lenders, with an unchanged 0.2% share. GreenState Credit Union led there with $179.5M. Its loans rose 5% in 2025, against 2% at similar lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Peoples National Bank of Kewanee took 88 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 50.0% · Refinance 29.3% · Home improvement 15.5% · Other 5.2%
Conventional 100.0% · of 58 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 56 | 96.6% |
| California | 1 | 1.7% |
| Missouri | 1 | 1.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Davenport-Moline-Rock Island | 31 |
| Peoria | 4 |
| Chicago-Naperville-Schaumburg | 2 |
| Champaign-Urbana | 1 |
| San Diego-Chula Vista-Carlsbad | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300K35KPBBS2J9A28 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 823133 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 114418 | 1990–2017 |
Established 1 March 1928. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Peoples National Bank of Kewanee's data.
Peoples National Bank of Kewanee's data
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Peoples National Bank of Kewanee and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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