Applications / Mortgage Analytics / Lenders / Illinois / Peoples Bank of Kankakee County
Bourbonnais, IL · State non-member bank · FDIC · $362 million assets · 113 loans in 2025
Peoples Bank of Kankakee County's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
113
loans originated, 2025
172
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Peoples Bank of Kankakee County lends almost only to home buyers, and is the fifth-largest mortgage lender in its home market of Kankakee.
Home purchases made up 92.0% of its loans in 2025; the rest were refinances, and none was on a manufactured home. Its loans rose 14% to 113, a little faster than the 9% at similar lenders (state non-member banks making between half and twice as many loans). Its lending reached 428 loans in 2020 and has since settled near its 2018 level of 124.
It ranked 5 of 206 lenders in the Kankakee market, where it has lent since at least 1990. Its share slipped to 4.6% from 5.1% even though it made more loans. Its dollar lending was flat, $20.6 million against $20.8 million, so rivals that lent more may account for the slip. Municipal Trust and Savings Bank led the market with $28.8M.
Some 38.2% of its borrowers had low or moderate incomes (LMI), against 27.9% at peers, higher than about four in five similar lenders. It also lent more in majority-minority neighborhoods, 15.0% of loans against 6.1%.
It turned down 8.0% of first-lien home-purchase applications, close to the 8.8% at peers and near the middle of similar lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Peoples Bank of Kankakee County took 172 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 92.0% · Refinance 8.0%
Conventional 100.0% · of 113 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 110 | 97.3% |
| Kentucky | 2 | 1.8% |
| Indiana | 1 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kankakee | 98 |
| Chicago-Naperville-Schaumburg | 3 |
| Peoria | 2 |
| Elgin | 1 |
| Lake County-Porter County-Jasper County | 1 |
| Lexington-Fayette | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300WXIUJ8ZTV7X921 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 821036 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 318566 | 1990–2017 |
Established 20 June 1962. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Peoples Bank of Kankakee County's data.
Peoples Bank of Kankakee County's data
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Peoples Bank of Kankakee County and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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