Applications / Mortgage Analytics / Lenders / Louisiana / Ouachita Valley Federal Credit Union
West Monroe, LA · Credit union · NCUA · $444 million assets · 65 loans in 2025
Ouachita Valley Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
65
loans originated, 2025
153
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Ouachita Valley Federal Credit Union, a Monroe lender of small loans, a fifth of them on manufactured homes, made 76% more loans in 2025 than in 2024.
Its loans rose from 37 to 65, faster than at more than nine in ten similar lenders (credit unions making between half and twice as many loans), whose typical growth was 7%. The rise follows years of decline from 116 loans in 2018. In Monroe its share rose from 0.3% to 0.4%, and it ranked 38 of 181 lenders.
Manufactured homes made up 21.5% of its loans; the typical similar lender made none. Its lending is spread across home improvement and purchase (29.2% each), refinancing (23.1%) and other purposes (18.5%). Its typical loan was $55,000, against $95,000 at the typical peer.
Its higher-priced share, loans at a rate well above the average for similar loans, was 48.4%, against 3.1% at the typical peer; its typical rate was 8.00%, against 6.75%. Manufactured-home loans and small home-improvement and other-purpose loans, which make up much of its book, are commonly priced well above standard mortgages and could account for the gap.
Some 20.9% of its loans were in majority-minority neighborhoods, against 9.2% at the typical peer. Its share of loans to low- and moderate-income borrowers, 27.9%, was near the middle of its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Ouachita Valley Federal Credit Union took 153 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 29.2% · Purchase 29.2% · Refinance 23.1% · Other 18.5%
Conventional 100.0% · of 65 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 43 | 66.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Monroe | 40 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900MIHY4N3F840P17 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 750985 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 510181 | 1995–2017 |
Established 1 January 1955. Reported under HMDA 1995-2025.
Mergers, name changes, data editions and corrections: Ouachita Valley Federal Credit Union's data.
Ouachita Valley Federal Credit Union's data
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Ouachita Valley Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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