Applications / Mortgage Analytics / Lenders / Nebraska / Omaha Federal Credit Union
Omaha, NE · Credit union · NCUA · $114 million assets · 40 loans in 2025
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40
loans originated, 2025
40
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Omaha Federal Credit Union is a small refinance lender whose loans reach poorer neighborhoods far more often than those of similar credit unions.
Refinances made up 85.0% of its 40 loans in 2025; purchases were 2.5%. Its typical loan was $65,000, against $90,000 at the typical similar lender (credit unions making between half and twice as many loans), which fits a lender refinancing existing homeowners.
Some 35.0% of its loans were in low- and moderate-income (LMI) neighborhoods, against 17.4% at the typical peer, a share higher than at about nine in ten of them. LMI borrowers took 44.7% of its loans, against 31.7%. On 40 loans these shares can move a lot from year to year.
Its loans rose 18%, from 34 to 40, while similar lenders grew by 2%. It merged with Vickers Federal Credit Union in 2025, which may account for some of the rise. It filed no report for 2020 to 2022, so those years are gaps in the record, not years without lending; it made 66 loans in 2019.
It has lent in Omaha since at least 1990 and ranked 177 of 417 lenders there in 2025. JPMorgan Chase Bank leads that market with $709.3M.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Omaha Federal Credit Union took 40 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 85.0% · Home improvement 7.5% · Other 5.0% · Purchase 2.5%
Conventional 100.0% · of 40 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 32 | 80.0% |
| Iowa | 8 | 20.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 38 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XBN09FJNIT5G55 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 9375 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5135 | 1990–2017 |
Established 1 January 1935. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Omaha Federal Credit Union's data.
Omaha Federal Credit Union's data
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Omaha Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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