Applications / Mortgage Analytics / Lenders / Connecticut / Mutual Security Credit Union
Shelton, CT · Credit union · NCUA · $363 million assets · 79 loans in 2025
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79
loans originated, 2025
111
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mutual Security Credit Union makes far bigger loans than most credit unions of its size: its typical loan in 2025 was $305,000, against $95,000 at similar lenders.
Similar lenders here are credit unions making between half and twice as many loans. Its typical loan was larger than at nearly all of them. One reason may be what it lends for: home purchases, usually the biggest loans, were 55.7% of its total. So its 79 loans added up to $23.8 million, more than at nearly nine in ten of its peers.
It made 79 loans, the same as in 2024, while similar lenders grew by 7% and the whole market by 10%. That is well below the 198 it made in 2022. It has lent around Bridgeport and New Haven since 2002 and holds about 0.1% of each, unchanged on the year.
Low- and moderate-income (LMI) neighborhoods took 24.1% of its loans, against 17.4% at similar lenders, a higher share than at about three in four of them. Majority-minority neighborhoods took 15.2%, against 9.3%. Its share of loans to LMI borrowers, 31.6%, was near the middle of its peers.
Its typical rate was 6.38%, down from 7.99% in 2024. That is lower than the 6.75% at similar lenders, and lower than at about three in four of them.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mutual Security Credit Union took 111 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.7% · Refinance 27.8% · Home improvement 8.9% · Other 7.6%
Conventional 100.0% · of 79 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 79 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Bridgeport-Stamford-Danbury | 49 |
| New Haven | 17 |
| Hartford-West Hartford-East Hartford | 5 |
| Norwich-New London-Willimantic | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300T7RPUYDIE5FH39 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 603296 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 568479 | 2002–2017 |
Established 1 January 1982. Reported under HMDA 2002-2025.
Mergers, name changes, data editions and corrections: Mutual Security Credit Union's data.
Mutual Security Credit Union's data
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Mutual Security Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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