Lending to lower-income borrowers
Low- and moderate-income borrowers took 46.2% of its loans, against 27.4% at similar lenders (state non-member banks making between half and twice as many loans), a larger share than at more than nine in ten of them. The share has risen from 32.4% in 2020. Some 31.9% of its loans went to majority-minority neighborhoods, against 6.4%.